Repossession Lawyer in Ventura
Call for a Free Consultation to Discuss Your Relief Options
You use your car every day to carry out important tasks such as getting to work, the store, or school. If your vehicle gets repossessed, taking care of these daily functions can be difficult. At The Law Offices of Robert F. Sommers, we understand the hardships that can arise if your lender takes your vehicle; that is why we work with you to help explore financial relief options so you can keep your car.
Call our Ventura repossession attorney at (805) 919-8662 for a consultation.
Creditors Must Comply with Repossession Rules
When you purchase a vehicle, you sign a contract that outlines when your vehicle can be repossessed if you are behind on payments or fail to buy insurance for the vehicle. Because you signed this contract, your lender can repossess your vehicle without providing you advanced notice that they will be doing so.
Your lender, however, has to follow certain rules when repossessing your vehicle:
- They cannot commit “breach of peace,” meaning they cannot use force, threats, or enter a locked garage to take your vehicle
- They must send you a post-repossession notice, explaining how you can reinstate your contract and recover your vehicle
If your lender fails to abide by these rules, you may have legal options available to you to get your vehicle back or avoid paying a deficiency balance – the amount left on your loan after your car has been sold and the proceeds have been applied to the loan. Our Ventura repossession lawyer can help you understand your rights if your vehicle has been repossessed. We can review documents and the circumstances of the repossession to determine if rules or regulations have been violated.
Top-Quality Representation to Protect Your Assets
If your vehicle was repossessed or you are behind in payments and fear your lender may repossess your vehicle, The Law Offices of Robert F. Sommers is ready to help you. With more than 20 years of experience, we know what options are available to you. Our knowledgeable Ventura bankruptcy attorney can guide you through the process of recovering your vehicle or filing for debt relief options, such as Chapter 7 or Chapter 13 bankruptcy, that will allow you to keep your vehicle.
To discuss your options for keeping your vehicle, call us at (805) 919-8662 or contact us online.
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"Just a quick note to say thank you. Your help is much appreciated."
Just a quick note to say thank you. Your help is much appreciated. . . And thank you for allowing me to make payments for your fee.- A. J. -
"Thank you again for the great job you did for me."
Thank you again for the great job you did for me. I have given your name and phone number to my pastor . . . and told him what a good job you did for me.- T.T. -
"My case would have had a much more severe outcome had he not been in my corner."
You never believe you could get pulled over for a DUI. Of course I would never drive intoxicated. But I made a poor decision and drove those few miles home. Thankfully there was no accident, however I'd committed a serious crime that would entail serious repercussions . Not only does a DUI affect your insurance, your record as a good citizen, but it is also a whole reality check on your life. I was so fortunate to have had the legal service of Mr. Robert F. Sommers, who dealt with my situation in a caring, efficient manner. The complete process involves much detailed attention. Attorney Sommers took care of it all for me, appearing in court, altering me to what I needed to do, and was always prompt in returning my phone calls, answering questions or concerns. My case would have had a much more severe outcome had he not been in my corner. His fee, which is comparably less expensive than other lawyers serving DUI cases, was worth every penny!- L.L.B. -
"I can't thank you you enough! You did a phenomenal job."
I can't thank you you enough! You did a phenomenal job.- E.M.
What Sets Us Apart From The Rest?
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Former Prosecutor on Your Side
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Emergency Appointments Available
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Over 5,000 DUI Cases Handled
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50+ Cases Taken to Trial
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Customized & Proven DUI Defense
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Over 20 Years Of Experience